“AtaBank” successfully functioning since 1993 is one of the largest commercial banks of Azerbaijan. “AtaBank” is the hi-tech universal bank rending full complex of services to corporate and private clients.The Bank is among the most reliable financial structures of Azerbaijan. In 1997 “AtaBank” became principial member of Baku Interbank Currency Exchange In May, 2001 “AtaBank” connected to the “SWIFT” system In 2001 “AtaBank” became the member of National Payment System “AZIPS” In 2003 AtaBank became the Member of National Fund of Business support. In 2001 “AtaBank” became the member of Bank Association of Azerbaijan In 2002 “AtaBank” became the participant of Baku Stork Exchange In 2003 the first branch of the Bank was opened in Khachmaz. Up-to-day there are 20 branches and 4 divisions of the Bank which work in Baku and regions of republic. 9 of these branches and divisions are located in different regions of republic. In November, 2003 “AtaBank” became the member of international money transfer “Western Union” which is active all over the world. New technologies which are used in this system give opportunity to transfer money to any point in some minutes. At this moment the Bank is connected to the system of money transfers: “Migom”, “Western Union”,“Monex” “Coinstar”, “Contact”, “PrivatMoney”, “Lider”, “Xpress money", "Золотая Корона”, "Blizko". In 2004 “AtaBank” became the member of “ATIB” In 2004 being the associated member of international payment system VISA the Bank began issuing of three products of this system (VISA Electron, VISA Classic, and VISA Gold). In May, 2006 the Bank became the principal member of Visa International system. From May, 2007 the Bank began issuing of plastic cards Visa Platinum and Visa Business. Being the innovator of new service in the market, in 2007 “AtaBank” represented to the client’s cards with individual design Visa Electron Solo, Visa Classic Solo, Visa Business and Visa Platinum. In order to satisfy the requirements of plastic cards market, in 2007 there was prepared and opened the site www.atacard.az that was concentrated on plastic cards and electron payments. In 2004 the Bank became the winner of national award “Ugur” in nomination “Reliable Bank”. In 2009 Bank repeated its success and became the winner of nomination “The Using of Innovation Technologies”. In 2006 “AtaBank” became the member of Azerbaijan Mortgage Fund In 2007 “AtaBank” became the member of Deposits Insurance Fund In 2009 “AtaBank” became the member of “ARPA”(Azerbaijan Association of Risk Professionals) In 2009 “AtaBank” connected to the system “APUS” In order to improve the system of management and adaptation under international standards on April 03, 2010 the Bank passed the certification from Audit Company “Bureau Veritas” got certificate “ISO 9001: 2000” number 210667. According the results of 2010 “AtaBank” OJSC was awarded with National Award “UGUR– 2010” for contribution to application of technologies in sector of plastic cards. In 2011 “AtaBank” first in Transcaucasia represented aroma cards Visa Electron Aroma Lemon and Visa Classic Aroma Coffee to the clients. In 2011 Bank together with “Golden pay” company represented a new service “Bill Pay” to the clients. In 2012 Fitch Ratings has assigned AtaBank OJSC a Long-term Issuer Default Rating (IDR) of “B-” with a Stable Outlook and a Short-term (IDR) of “B”. In 2013 - Being the full-fledged member of an international payment system MasterCard Atabank issued 4 products of that system (Maestro, MasterCard Standard, MasterCard Gold, MasterCard Platinum). On the results of 2013 AtaBank won “Best Commercial Bank of Azerbaijan 2013” award, provided by London based “Global Banking and Finance Review” magazine. The main strategy of development of activities of the Bank is built on development of corporate and retail banking based on granting of credits to clients belonging to full spectrum of competitive, hi-tech bank products and services. Financial reports of the Bank are checked by international audit company 6 running years. At the moment the independent audit of the Bank is “Deloitte & Touche LLC”.